Find the Perfect Credit Card

When the Federal Reserve cuts interest rates even by just 0.25%, it will have a direct impact on your finances. While a quarter of a percent may sound small, even slight changes in rates can ripple through the economy affecting everything from credit card payments to mortgage rates (more on that later). So why is Jerome Powell, as Chair of…

The Chase Sapphire Reserve and Sapphire Reserve for Business cards both come with $500 in ‘The Edit’ credits for prepaid bookings of two nights or more on hotels/resorts found on The Edit platform. The credit is broken up into two $250 credits – you can’t get the full $500 on one booking.  2026 The Edit Enhancement Currently (9/17/25), the credit…

The Offer Direct Link to offer Bank of America added a new component to the signup bonus on the Unlimited Cash Rewards card: New Offer: Unlimited 2% cash back – Earn 2% cash back on purchases for the first year from account opening. Thereafter, you’ll earn unlimited 1.5% cash back on all purchases. No limit to the amount of cash back…

Key Insights Interest rates directly affect borrowing, saving, and investing decisions. Higher rates make loans more expensive but reward savers. Mortgage payments, credit card debt, and access to credit can shift quickly. Staying informed and adjusting your strategy helps protect your financial health. American Consumer Credit Counseling (ACCC) can guide you with personalized debt management strategies. What Are Interest Rates?…

Details regarding the new American Express Business Platinum have been leaked. None of this information has been confirmed by American Express, but it looks legitimate. Here is what we know: $895 annual fee 200,000 Membership Rewards after $20,000 in spend within the first 3 months Choice between regular and mirror finish card $600 hotel credit ($300 semi annual credit for…

Update 9/13/25: Available again. Looks like a $21+ moneymaker given the $71 charge I’m seeing. (If you can find a way to remove the coupon code it should bring the moneymaker up to $33.) The Offer Direct Link to offer Topcashback is offering 130% cashback on new customers to PureVPN. Our Verdict You can buy a 27-month plan for $53.95…