Chase INK Unlimited Signup Bonus 90,000 Points Offer (Available via Referral Links & Public Link)

Update 9/5/24: Public link also showing 90k now.

Update 9/3/24: Referral links have been updated to the 90,000 offer.(Online public links still show 75,000, though you can get the offer online in the login, as described in the previous update.)

Update 8/29/24: This is now live online by logging into your online login > hamburger menu icon > Business Credit Cards > Take a quiz (business, flexible, everyday).There is no simple online link yet.(ht Mel)

Update 8/26/24: This is now live in branch.

Original Post:

A source on Reddit reports that the no-fee Chase INK Unlimited signup bonus will be increasing on August 25, 2024 from 75,000 to 90,000.

When this goes live, there will be a few excellent deals that will be running concurrently:

The advantages of the 90k offer over the 120 offer:

$0 annual fee vs $95

0% APR for 12 months

$6,000 spend requirement vs $8,000

1.5x per dollar on the spend vs 1x per dollar

After being declined two months ago for the INK Preferred, I was considering lobbing in an application before September 5th.

Now I’m thinking about waiting another months (so that it’s 3 months from my denial) and then hopefully applying for the INK Unlimited.

Disclaimer: This story is auto-aggregated by a computer program and has not been created or edited by mycardopinions.
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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.