colin1898      2024-09-12     2024-09-12

2024.9 Update: The new offer is 100k.Expires on 2024.10.23.

2024.6 Update: The new offer is 95k.Expires on 2024.7.17.Expired now.

2024.2 Update: The new offer is 100k, and there are a few changes to this card:

Application Link

Benefits

1. 100k offer: Earn 100,000 Delta Miles after spending $6,000 in purchases in the first 6 months.

   The recent best offer is 125k.

2. We value Delta Miles at 1.3 cents/mile (Airline Miles Value).So the 100k welcome offer is worth about $1,300! See A Beginner’s Guide to Delta Miles to check for details about Delta Miles.
3. With the Delta Reserve Credit Card, you’ll receive a Companion Certificate good for either domestic coach/first class each year just for renewing your Card.With this Certificate, you can invite someone special to fly with you on an eligible round-trip domestic flight.If you use it properly, it is worth more than $1000 and it is easy to cover the annual fee.
4. Earn 3 miles per $1 spent on Delta purchases; 1 mile per $1 on other purchases.
5. [New] $20 Resy Credit per month.
6. [New] $10 Rideshare Credit per month.
7. [New] $200 Delta Stays Credit: Get up to $200 back per year as a statement credit after using this card to book prepaid hotels or vacation rentals through Delta Stays on delta.com/stays.
8. Airport Lounge policies:
   1. Complimentary access to Delta Sky Club.

      Keeping this card is equivalent to have a become a Delta Sky Club Member (annual fee $450), and $29 for each companion.[2023.9 Update] Effective 2/1/25, Reserve Card Members will receive 10 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.

   2. Complimentary access to The Centurion Lounge when you book your Delta flight with your Reserve Card.
9. Get 2 Delta Sky Club One-Time Guest Passes each year.
10. First checked bag free on Delta flights.
11. Priority boarding on Delta flights.
12. 20% savings on in–flight foods and entertainment.
13. MQD boost: Earn $1 Medallion Qualification Dollar (MQD) for each $10 of purchases.
14. [New] MQD Headstart: receive $2,500 Medallion Qualification Dollars (MQD) each Medallion Qualification Year with MQD Headstart.
15. [New] Complimentary Upgrade List.Well, but your position is after Delta SkyMiles Medallion Members and Reserve Card Members.
16. Global Entry or TSA Pre Fee Credit.
17. Cell phone protection: get up to $800 per claim and 2 claims per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card.Deductible $50.
18. With this credit card, you can get access to Amex Offer, which usually offers very good discounts at some stores, such as: spend $15 or more and get $5 back at Walmart; spend $75 or more and get $25 back on Amazon.com.
19. No foreign transaction fee.
20. Authorized users also have access to the airport lounge mentioned in 4.

DL Companion Certificate Rules

Disadvantages

1. $650 annual fee, NOT waived for the first year.

   Note that annual fee does not count towards the minimum spending requirement (and this is true for all credit cards)!

2. Annual fee for each additional Delta Reserve Credit Card is $175.

Recommended Application Time

1. You can only get the welcome bonus once in a lifetime, so be sure to apply when the historical highest offer appears.
2. [New] [Family language] AmEx begins to add family language: higher annual fees cards will affect the welcome offers on lower annual fee ones in the same family series.Delta personal cards family is affected.So if you want more than one welcome offer, you should apply for cards with lower annual fee first.
3. AmEx doesn’t care about the number of hard pulls.
4. You can try to apply for it when you have a credit history of 6 months.
5. Only 2 AmEx credit cards can be approved within 90 days, but this rule does not apply to charge cards. Multiple cards approved in the same day will only have one Hard Pull.
6. You can keep at most 5 AmEx credit cards, but this rule does not apply to charge cards.

Summary

The welcome offer on this card has become better and better, so it has become worth applying.The highlight of this credit card is to get MQM quickly and the Delta Sky Club membership as well as the companion certificates for domestic first class travel .

The Delta Sky Club seems nice, but personally I don’t think itself worth its high annual fee.You will have to use the companion certificate wisely in order to cover this fee.So in total, considering the high annual fee, only people who fly Delta a lot and want its elite status and airport lounge perks should consider keeping it.

Related Credit Cards

Recommended Downgrade Options

After Applying

Historical Offers Chart

Application Link

If you like this post, don't forget to give it a 5 star rating!