Chase Freedom 5x Surprise Category For March 2025: Insurance, Tax Prep

In the Chase app, there is showing a “birthday surprise category” on the Chase Freedom and Freedom Flex cards.In celebration of the 15th birthday of the Chase Freedom, the Freedom cards will earn 5%/5x on Insurance payments and on Tax Preparation Services during the month of March.

It’s not clear in the fine print whether these will be combined for the regular quarterly $1,500 limit or whether this will be separate.Also not clear whether that will have a separate activation page.I expect we’ll find out more as the promo timeframe gets closer.

Tax prep isn’t a huge spend category for most people, I’d guess.

Insurance, on the other hand, can be a really nice category at 5x as someone can max out their insurance payments for the year (life, health, auto, home, etc).But again, it’s not clear what the limits will be on this of if it’ll combine with the other Freedom 5% $1,500 limit.

Hat tip to reader mangorunner

Disclaimer: This story is auto-aggregated by a computer program and has not been created or edited by mycardopinions.
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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.