Credit Repair
Altra Federal Credit Union vs. Society Mortgage
We compared two online mortgage lenders – Altra Federal Credit Union and Society Mortgage. Find out which lender is a better option when applying for a home loan. Buying a home is probably the most important investment you will make in your life, and such a significant financial decision should come with the right mortgage lender. Think about it this…
Credit Repair
Make Crypto a Part of It
So let’s talk about retirement planning. For decades, the path has been pretty straightforward. Maybe you’ll save money in your 401(k) and then invest in a traditional IRA and the standard mix of stocks and bonds. It’s worked well for a lot of people. Astonishing as it may seem, cryptocurrency is beginning to cause a stir in the retirement planning…
Credit Repair
How to Improve Your Finances in 2025
Whether we like it or not, our financial situation has a big impact on our lives. Making smart money choices can propel you toward the future you desire. Regardless of where you are starting from, there is likely some room for improvement in your finances. Luckily, it’s easy to take action to improve your financial situation this year. If you…
Credit Repair
Using License Plate History to Bargain for Better Loan Terms
For the most part, buying a used car involves just two key steps: ascertaining the soundness of the vehicle and getting a good auto loan. Many buyers recognize the value of an inspection, but few people realize that open vehicle history can make or break your financing. Lenders will use all sorts of factors in deciding on loan terms, and…
Credit Repair
How to Pay Off Your Car Loan Faster Than You Think
Owning a car outright feels liberating, but the car loan remains a chain that holds back financial freedom for many. The good news? Paying off your car loan faster isn’t an impossible dream. With a clear plan and the proper habits, you can reduce your loan term and ease the financial strain sooner than you expected. Let’s explore how. Start…
Credit Repair
How Early Investing Can Tackle College Debt Faster
For many college graduates, student loans are a financial mountain that takes years, even decades, to climb. However, there’s a way to get ahead of the game: early investing. By starting to invest while you’re still in college or soon after, you can build a financial cushion that accelerates your ability to pay off loans. In this guide, we’ll explore…
Credit Repair
How to Stay Afloat in College
College is an exciting chapter in your life—new friends, independence, and a world of opportunities. Still, managing finances during college can be challenging. Unexpected expenses, from car repairs to surprise textbook fees, can throw you off balance. This is where having an emergency fund makes all the difference. This article will explore why every college student needs an emergency fund,…
Credit Repair
What Is Buy Now Pay Later (BNPL) and How Does It Affect Your Credit?
If you are a regular online shopper, the rise of Buy Now Pay Later (BNPL) options likely hasn’t escaped your notice. When you reach the checkout of most major online retailers, you’ll have the opportunity to spread out your payment through a BNPL service. The service can be convenient for those on a tight budget. But how do these BNPL…
Credit Repair
Payday Loan Options for Prepaid Card Users
In moments of financial emergencies, fast access to cash is critical. Payday loans, known for their quick approval processes, are a popular choice for those who need immediate financial relief. For many borrowers, however, traditional banking isn’t always an option. This is where prepaid debit cards come into play, offering a convenient solution for receiving and managing loan funds. Understanding…