Credit Repair
Four Best First Money Habits to Master—Cognitive Capacities
If you can’t seem to keep hold of your money, and always feel just a little bit behind, it can be very easy to paint a narrative that you’re bad with money. And while that may feel like it’s a fact, it’s actually a belief that’s limiting the life that you could have. Instead, we recommend you look at these…
Credit Repair
4 Master Money Habits for Wealth: Essential Money Cognitive Capacities
Even if you feel you are at a total loss for any positive money habits, you can still gain new habits to transform your wealth. In theory, it’s simple to get ahead: earn more than you spend and invest the difference. But we all have narratives surrounding money that make this hard to do. You might have grown up in…
Credit Repair
Why is Documentation Key in Credit Disputes?
When credit disputes arise, many people find themselves unprepared, often surprised by the level of detail required to successfully dispute inaccuracies on their credit reports. Effective documentation, however, can be the deciding factor in resolving these issues in your favor. In fact, research shows that over 79% of credit reports contain at least one error, a staggering statistic that underscores…
Credit Repair
Insider’s Guide to Buying Credit Repair
Most ratings and buyers’ guides of credit repair companies are nothing more than paid advertisements—but not here! Here is the insider’s guide to the good, the bad, and the ugly credit repair companies. Our guide is dedicated to helping everyone find the best credit repair company for their situation—or none at all. You deserve this unbiased guide to credit repair.…
Credit Repair
Why Did My Credit Score Go Down?
It’s never a good feeling when you notice that your credit score has dropped. You might feel confused or concerned, and you would probably wonder why your credit score took a dip. Let’s explore some of the possible reasons that could cause your credit score to decline. Your average of accounts decreased because of a new account. As we’ve written…
Credit Repair
How to Protect Your Credit Score With an Irregular Income
An unpredictable income often comes hand in hand with the freelancer or gig worker life. The freedom and flexibility you have over your work are empowering. But an unpredictable income can make managing your finances a bit more complicated. But if you have the grit it takes to succeed in a flexible work environment, then managing your finances shouldn’t be…
Credit Repair
Benefits of AI and ML in Financial Risk Management
Artificial intelligence and machine learning are more popularly used for Financial risk management today. Organizations are making never-ending efforts to improve risk identification, assessment, and mitigation. This, in turn, has resulted in the birth of AI and ML technologies and the possibility that they will reshape the lives of economic analysts, risk managers, and fintech entrepreneurs. This article discusses developments…
Credit Repair
Understanding Credit Scores: A College Student’s Guide
Navigating the world of personal finance can be overwhelming, especially for college students just starting to manage their own money. One of the most critical aspects of financial health is understanding credit scores. It’s like learning a new language—credit scores can initially feel confusing, but with a bit of knowledge, you can speak it fluently quickly. In this guide, we’ll…
Credit Repair
How to Safeguard Your Financial Well-Being
In today’s digital age, identity theft and vehicle fraud are growing threats that can have devastating effects on your financial security. Scammers are increasingly sophisticated, using a combination of personal data theft and vehicle-related fraud to trick unsuspecting buyers and sellers. Whether it’s stealing your identity to take out loans in your name or selling you a stolen vehicle with…