Credit Repair

Can Inquiry “Bumpage” and “Choppage” Help Your Credit?

Some folks in the field of credit repair claim that hard inquiries can be “bumped” or “chopped” off of your credit report through the processes of inquiry “bumpage” and “choppage.” What do these terms mean, and do they actually work? Credit expert John Ulzheimer, who has worked in the credit industry for 30 years, gave us his take on this…

5 Best Tradeline Companies of 2023: Buy Tradelines Online

There are multiple tradeline companies individuals can choose to work with. At this point, most people, if not everyone, have heard or read about a tradeline, and you may be contemplating getting one. Tradelines are an excellent way of adding to your credit history. Usually, most people opt to piggyback off someone with a good credit score. However, if you…

What Is Bankruptcy and How Does It Impact Your Credit?

When you file for bankruptcy, it’s usually because you have no other option for your finances. Although it might be the right choice for your situation, the decision to file for bankruptcy will have a negative impact on your credit. When you file for bankruptcy, you are indicating that you have struggled to responsibly handle your debt. With that red…

Why A Registered Agent LLC Is Best For Your Company

Why A Registered Agent LLC Is Best For Your Company A registered agent plays a crucial role in your company’s operations. This individual serves as your official point of contact, receiving legal documents and official correspondence on behalf of your company. Critical documents, such as tax forms, legal notices, and lawsuit notifications, pass through them. The question, “Can I…

Feelings in Finance—Your Empowerment Guide

People often treat money like it’s numbers and facts. And then they judge themselves for not making good money decisions. It becomes a vicious cycle: “I’m not good with numbers, so I’m not good with money.” Unfortunately, those feelings about finance are a self-fulfilling prophecy. But what if there was a different way? What if you connected to your emotions…

Unconventional Strategies for College Students to Boost Their Personal Finances

College students often struggle with managing their personal finances. The challenge is that their income is typically limited, while their expenses can be difficult to control. Unconventional Strategies for Increasing Personal Finances This article aims to provide innovative and creative strategies for improving personal finances, specifically tailored for students. These tips go beyond traditional methods of managing finances and are…

What Is a Paid Tradeline Alert? [Answered] 2023 Guide

When you start using a reporting service like Credit Karma or Credit Check Total, you might be unfamiliar with the notifications you receive. Many new users ask: What is a paid tradeline alert? What does updated tradeline mean on my credit report? Are paid tradeline alerts good or bad? We’re here to answer these questions and more. Read on for…

Credit Card Mistakes to Avoid

A credit card can be a helpful personal finance tool. When used correctly, a credit card can help you build credit and earn rewards for your spending. But it’s easy to make mistakes that have a lasting impact on your financial life when you start using a credit card. Unfortunately, the mistakes can eat away at your budget and your…

How To Repair Business Credit

The Importance of Good Business Credit As a business owner you are probably now aware of how important it can be to have a good business credit score. Having a low business credit score will impact whether lenders will work with you and can determine whether companies will do business with you. If you do find a lender, the high…