Credit Repair
Wholesale Tradelines: Know What You’re Buying
Desperately searching for ways to improve your credit score? You may have stumbled across tradelines. Adding tradelines to your credit report can help you boost your magic number. But the problem is that they can be expensive. And when you’re already having financial troubles, you might not have the money you need. That’s where wholesale tradelines come in handy as…
Credit Repair
Which Is Right for You?
When you have debt holding you back, it can be a drain on your personal finances. That’s especially true when you have high-interest credit card debt. The good news is that the right loan strategy offers a path to freedom from your high-interest credit card debt. Not only that, but paying down your credit card balances can lead to a…
Credit Repair
How Reserve Studies Impact Your HOA’s Financial Health and Your Credit
As a homeowner, you already know that living in a Homeowners Association (HOA) brings its share of responsibilities and perks—like the beautifully manicured lawns and well-maintained amenities. But beyond that, there’s a crucial element that often gets overlooked: the reserve study. Whether you’re a board member or a resident just paying your monthly dues, the reserve study is something you’ll…
Credit Repair
Best Credit Repair Software of 2023: A Complete Guide
Having a credit score is difficult enough without having to continually check it, make sure it’s high enough, and improve it when it needs a boost. A low score can result in reduced or damaged borrowing power, interest rates, and job prospects. That situation is why there is credit repair software. It is a tool designed not only to track…
Credit Repair
Buying a Home Without a Job
For a long time, a 9 to 5 job was considered financial stability. It meant you’d have regular payments, and buying a home was easy. With the right conditions, you could apply, get approved for a mortgage, and settle in your new home relatively quickly. In recent years, especially in this digital era, many professions have emerged, and the 9-to-5…
Credit Repair
What is a CPN and Are They Actually Legal?
If you’re looking for ways to improve your credit score, chances are you’ve come across CPN tradelines at some point. Well, here you are: you’ve found them. So what’s the verdict? The verdict is that it’s a good thing you’ve found CPN tradelines here and not from someone selling them. If you take away one thing from our article, let…
Credit Repair
Date of Last Activity (DLA): What Is It and Does It Really Matter?
The “date of last activity,” also known as the DLA, is often discussed within the field of credit repair in a way that is inaccurate or misleading. Because of this, many consumers do not understand the DLA as it relates to their credit reports and credit scores. Credit expert John Ulzheimer busted some myths about DLAs in a Credit Countdown…
Credit Repair
Renting Out Your Property to Manage Debt: A Landlord’s Guide
If you’re burdened with a growing debt, one option is to let out a property you own or (if permitted) sublet part of a rental property. Doing this can provide a much-needed financial lifeline. The scale of debt in the US is huge. In fact, according to The Motley Fool, as of the second quarter of 2024, American households carry…
Credit Repair
How to Add Tradelines to Your Credit Report Yourself for Free
If you need credit repair, chances are you’ve asked yourself how to add tradelines to your credit report yourself. Good news: credit repair doesn’t need to be complicated. You can learn how to add tradelines for free and where to buy high-quality options with our handy guide. How Banks Calculate Credit Score The first thing you need to know is…