Credit Repair
What Criteria is Required for a Business Loan
If you have an idea for a new business or a plan for expanding your existing business, your ability to achieve your goals could depend on your ability to receive financing. A transparent understanding of small business loan requirements can better prepare you for the types of questions a bank might ask and the things you will need to provide.…
Credit Repair
Homeless Prevention Financial Guide: The Money Guide to Preventing Homelessness
One of the most distressing problems in America today is people living without roofs over their heads. In major cities, you see it all the time. And there are half a million people who are homeless living in America, with 30% of those people living in California. However, knowing the factors that lead to homelessness can help you avoid becoming…
Credit Repair
Things Everyone Should Know About Credit Cards
Credit cards are not only a useful payment method for making purchases but also an essential component of a solid credit-building strategy. After all, credit cards are the most common form of revolving credit, which is given more importance than installment credit (e.g. auto loans, student loans, mortgages, etc.) when it comes to calculating your credit score. Unfortunately, credit cards…
Credit Repair
Want to See Your FICO Score for Free? Here’s How to Do It
The vast majority of lenders use your FICO credit score to evaluate your credit risk as a consumer when they are deciding whether or not to extend credit to you. And yet, historically, consumers have not always been able to freely access their own FICO scores. Popular websites such as Credit Karma and Credit Sesame offer free credit scores, but…
Credit Repair
Best Rated Credit Cards for Bad Credit in 2024
Having bad credit can make it challenging to get approved for a new credit card. Luckily, there are credit cards specifically designed for consumers looking to rebuild their credit and improve their financial situation. These credit cards allow you to apply despite having a low credit score. Continue reading this guide to learn more about the best-rated credit cards for…
Credit Repair
Complete Guide to Opening an Unsecured Credit Card
When you think of credit cards, unsecured credit cards likely come to mind first. While some financial gurus preach about the dangers of opening an unsecured credit card, the reality is that an unsecured credit card can be a useful financial tool. If you aren’t sure where to get started, you are in the right place. We’ve compiled a full…
Credit Repair
Can a Credit Repair Company Erase a Poor Credit History?
Bad credit is detrimental to your financial standing in many ways. A low credit rating can mean getting credit cards and other credit lines at exorbitant interest rates and low limits. If your rating is really low, your credit applications may not be approved at all. Further, landlords may decline your rental application or ask for higher security deposits. Simply…
Credit Repair
What’s the Fastest Way to Get Credit for an LLC?
As an entrepreneur, establishing a limited liability company (LLC) opens your business to better financing and insurance options. The move can also help you create great work relationships with other businesses for fast growth. The success of an LLC, however, depends on the business’ credit. A strong credit history is an indicator of financial acumen and stability, which signals to…
Credit Repair
How to Break Free From Debt and Get Ahead With Your Tax Refund: Pay Bills, Settle Debt, & Grow Savings
It’s tax time! Filing your taxes may be a less-than-enjoyable chore. But it’s all worth it when you receive your tax refund. A refund check can be a sizeable amount of money. And it’s a good idea to use those funds to get ahead financially. But where should you allocate these funds? The right answer depends on your current financial…