Credit Repair

Unconventional Strategies for College Students to Boost Their Personal Finances

College students often struggle with managing their personal finances. The challenge is that their income is typically limited, while their expenses can be difficult to control. Unconventional Strategies for Increasing Personal Finances This article aims to provide innovative and creative strategies for improving personal finances, specifically tailored for students. These tips go beyond traditional methods of managing finances and are…

What Is a Paid Tradeline Alert? [Answered] 2023 Guide

When you start using a reporting service like Credit Karma or Credit Check Total, you might be unfamiliar with the notifications you receive. Many new users ask: What is a paid tradeline alert? What does updated tradeline mean on my credit report? Are paid tradeline alerts good or bad? We’re here to answer these questions and more. Read on for…

Credit Card Mistakes to Avoid

A credit card can be a helpful personal finance tool. When used correctly, a credit card can help you build credit and earn rewards for your spending. But it’s easy to make mistakes that have a lasting impact on your financial life when you start using a credit card. Unfortunately, the mistakes can eat away at your budget and your…

How To Repair Business Credit

The Importance of Good Business Credit As a business owner you are probably now aware of how important it can be to have a good business credit score. Having a low business credit score will impact whether lenders will work with you and can determine whether companies will do business with you. If you do find a lender, the high…

What Criteria is Required for a Business Loan

If you have an idea for a new business or a plan for expanding your existing business, your ability to achieve your goals could depend on your ability to receive financing. A transparent understanding of small business loan requirements can better prepare you for the types of questions a bank might ask and the things you will need to provide.…

Homeless Prevention Financial Guide: The Money Guide to Preventing Homelessness

One of the most distressing problems in America today is people living without roofs over their heads. In major cities, you see it all the time. And there are half a million people who are homeless living in America, with 30% of those people living in California. However, knowing the factors that lead to homelessness can help you avoid becoming…

Things Everyone Should Know About Credit Cards

Credit cards are not only a useful payment method for making purchases but also an essential component of a solid credit-building strategy. After all, credit cards are the most common form of revolving credit, which is given more importance than installment credit (e.g. auto loans, student loans, mortgages, etc.) when it comes to calculating your credit score. Unfortunately, credit cards…

Want to See Your FICO Score for Free? Here’s How to Do It

The vast majority of lenders use your FICO credit score to evaluate your credit risk as a consumer when they are deciding whether or not to extend credit to you. And yet, historically, consumers have not always been able to freely access their own FICO scores. Popular websites such as Credit Karma and Credit Sesame offer free credit scores, but…

Best Rated Credit Cards for Bad Credit in 2024

Having bad credit can make it challenging to get approved for a new credit card. Luckily, there are credit cards specifically designed for consumers looking to rebuild their credit and improve their financial situation. These credit cards allow you to apply despite having a low credit score. Continue reading this guide to learn more about the best-rated credit cards for…