Credit Repair
Complete Guide to Opening an Unsecured Credit Card
When you think of credit cards, unsecured credit cards likely come to mind first. While some financial gurus preach about the dangers of opening an unsecured credit card, the reality is that an unsecured credit card can be a useful financial tool. If you aren’t sure where to get started, you are in the right place. We’ve compiled a full…
Credit Repair
Can a Credit Repair Company Erase a Poor Credit History?
Bad credit is detrimental to your financial standing in many ways. A low credit rating can mean getting credit cards and other credit lines at exorbitant interest rates and low limits. If your rating is really low, your credit applications may not be approved at all. Further, landlords may decline your rental application or ask for higher security deposits. Simply…
Credit Repair
What’s the Fastest Way to Get Credit for an LLC?
As an entrepreneur, establishing a limited liability company (LLC) opens your business to better financing and insurance options. The move can also help you create great work relationships with other businesses for fast growth. The success of an LLC, however, depends on the business’ credit. A strong credit history is an indicator of financial acumen and stability, which signals to…
Credit Repair
How to Break Free From Debt and Get Ahead With Your Tax Refund: Pay Bills, Settle Debt, & Grow Savings
It’s tax time! Filing your taxes may be a less-than-enjoyable chore. But it’s all worth it when you receive your tax refund. A refund check can be a sizeable amount of money. And it’s a good idea to use those funds to get ahead financially. But where should you allocate these funds? The right answer depends on your current financial…
Credit Repair
How to Prepare Your Finances for Student Loan Payments
Back in 2020, the federal government gave student loan borrowers a payment reprieve. The temporary measure was designed to help borrowers with federal student loans get through the financial uncertainty caused by the pandemic. But the federal student loan payment pause came to an end in fall 2023. If you are a federal student loan borrower, the restart of payments…