Credit Repair
Credit Absolute Receives 2023 Best of Scottsdale Award
Scottsdale Award Program Honors the Achievement SCOTTSDALE November 20, 2023 — Credit Absolute has been selected for the 2023 Best of Scottsdale Award in the Credit Counseling Service category by the Scottsdale Award Program. Each year, the Scottsdale Award Program identifies companies we believe have achieved exceptional marketing success in their local community and business category. These are local companies…
Credit Repair
Payment History: Credit Scores Broken Down – Part 1
How Payment History Affects Your Credit Score Video Summary & Highlights Payment history is the single most important factor in your credit score, accounting for 35%. While making payments on time is crucial, it’s not the only factor that affects your score. Having few accounts can make your score more susceptible to damage from late payments. It’s important to understand…
Credit Repair
Who Qualifies For Credit Card Debt Forgiveness?
Anyone can have trouble with money, and it can be stressful when credit card bills start to add up. But you can find ways to handle your debt. Credit card companies will sometimes work with people who owe money to find ways to get it paid off. Also, it’s not common, but your credit card debt might be forgiven. The…
Credit Repair
Credit Cards: Credit Scores Broken Down – Part 2
Video Summary & Highlights Key Points: Credit cards significantly impact your credit score (30%), making them crucial for building or damaging it. Having and properly managing 2-3 credit cards (regular & charge) is ideal for a good credit mix. Maintain a low credit card balance: below 10% is ideal, below 30% is positive, above 50% is negative. Crucially: Understand the…
Credit Repair
Will These Strategies Help You Get More Credit Score Points?
Everyone wants to get a higher credit score, but not all of the “hacks” or tips being promoted actually help you get more credit score points. In a Credit Countdown video on our YouTube channel, credit expert John Ulzheimer answers some common questions about ways to get more credit score points and sheds some light on which strategies hold merit…
Credit Repair
Mortgage Interest Rate Predictions for 2024 and How You Can Thrive
Mortgage Interest Rate Predictions for 2024 and How You Can ThriveIf I had a dollar for everytime one of our potential clients said “I’m just going to wait until the rates come down” in 2023, I wouldn’t need to work for half the year. Mortgage interest rates in Texas are still fairly high, compared to what I call a “once…
Credit Repair
Credit Cards: Credit Scores Broken Down – Part 2
Video Summary & Highlights Key Points: Credit cards significantly impact your credit score (30%), making them crucial for building or damaging it. Having and properly managing 2-3 credit cards (regular & charge) is ideal for a good credit mix. Maintain a low credit card balance: below 10% is ideal, below 30% is positive, above 50% is negative. Crucially: Understand the…
Credit Repair
Who Qualifies For Credit Card Debt Forgiveness?
Anyone can have trouble with money, and it can be stressful when credit card bills start to add up. But you can find ways to handle your debt. Credit card companies will sometimes work with people who owe money to find ways to get it paid off. Also, it’s not common, but your credit card debt might be forgiven. The…
Credit Repair
Are Credit Sweeps Legal or Will They Get You in Trouble?
Credit sweeps are a heavily advertised and promoted service among credit repair companies. Unfortunately for many unsuspecting consumers looking to improve their credit, the credit sweep is a fraudulent and illegal practice. John Ulzheimer, one of the nation’s most prominent credit experts, explains why you need to watch out for credit sweep scams in an episode of Credit Countdown. Disclaimer:…