Delta SkyMiles® Gold Card from American Express Review (2024.9 Update: 80k Offer)
Non-affiliate disclosure: all information about the this card have been collected independently by US Credit Card Guide and has not been reviewed by the issuer.Annual fee is increased from $99 to $150. Delta Flight Credit increased from $100 to $200, after $10k spending. New benefit: $100 Delta Stays Credit Main Cabin 1 Priority Boarding Click here to check AmEx application status. AmEx reconsideration backdoor number: 877-399-3083.
2024.9 Update: The new offer is 80k.Expires on 2024.10.23.
2024.6 Update: The new offer is 65k.Expires on 2024.7.17.Expired now.
2024.2 Update: The new offer is 70k, and there are a few changes to this card:
Application Link
Benefits
- 80k offer: earn 80,000 Delta miles after spending $3,000 in first 6 months.
The recent best offer is 70k+20k.
- We value Delta Miles at 1.3 cents/mile (Airline Miles Value).So the 80k welcome offer is worth about $1,040.See A Beginner’s Guide to Delta Miles to check for details about Delta Miles.
- Earn 2 miles per $1 spent on restaurants, U.S.supermarkets, and Delta purchases; 1 mile per $1 on other purchases.
- Earn a $200 Delta Flight Credit if you spend $10,000 in a calendar year.
- First checked bag free on Delta flights.
- Main Cabin 1 Priority Boarding on Delta flights.
- 20% savings on in–flight foods and entertainment.
- [New] $100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using this card to book prepaid hotels or vacation rentals through Delta Stays on delta.com/stays.
- With this credit card, you can get access to Amex Offers, which often offers very good discounts at some stores.
In the past we have seen offers like: Spend $15 or more and get $5 back at Walmart; Spend $75 or more and get $25 back on Amazon.com.
- No foreign transaction fee.
- Refer a friend: You can earn 10,000 bonus Delta miles for every approved account you refer, up to 55,000 Delta miles per calendar year.
Disadvantages
- $150 annual fee, but waived for the first year.
Recommended Application Time
- You can only get the welcome bonus once in a lifetime, so be sure to apply when the historical highest offer appears.
- [New] [Family language] AmEx begins to add family language: higher annual fees cards will affect the welcome offers on lower annual fee ones in the same family series.Delta personal cards family is affected.So if you want more than one welcome offer, you should apply for cards with lower annual fee first.
- AmEx doesn’t care about the number of hard pulls.
- You can try to apply for it when you have a credit history of 6 months.
- Only 2 AmEx credit cards can be approved within 90 days, but this rule does not apply to charge cards. Multiple cards approved in the same day will only have one Hard Pull.
- You can keep at most 5 AmEx credit cards, but this rule does not apply to charge cards.
Summary
Delta does not publish an award chart which makes this valuation a bit difficult.However, if you fly Delta a lot/have a particular redemption in mind, this is a very good welcome bonus! The earning rate for everyday spending is not very impressive, but if you fly Delta a lot you may find some of the benefits useful.
Related Credit Cards
Recommended Downgrade Options
After Applying
The “real” backdoor number of Amex is well protected.Different from Chase, the representatives from this AmEx reconsideration backdoor number only have the right to help you submit requests.
Historical Offers Chart
Application Link
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Frequently Asked Questions
Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.
However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.
Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.
Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.
