Discover It Second Quarter 5% Cash Back Categories 2024
Mar 1, 2024
Discover It Second Quarter 5% Cash Back Categories 2024

For those with a Discover It® Credit Card, the new 5% cash back bonus categories have just been announced for the second quarter of 2024.

Editor’s Note: Now is the best time to apply for a Discover card to earn the extra double cashback your first year! You may want to use my referral link in order to get $100 bonus after first purchase.

If you haven’t done so, you can now activate the second quarter of cashback offer! Simply log into your Discover account to activate your second Quarter 5% Cashback Categories! Don’t forget to see our complete list of Discover Bank Promotions!

Discover It 2nd Quarter 5% Cash Back Sign Link

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Discover 5% Cashback 2024 Q2 Categories

Discover It Q2 5 Cash Back

Earn 5% Cash Back on the following categories: Gas Stations & Electric Vehicle Charging Stations, Home Improvement Stores, and Public Transit

View Discover 5% Cash Back Calender

(Learn more at Discover)

Discover It % Cashback Categories

Below are the cash back categories for 2024:

  • January-March 2024: Restaurants & Drugstores
  • April-June 2024: Gas Stations & Electric Vehicle Charging Stations, Home Improvement Stores, and Public Transit
  • July-September 2024: TBA
  • October-December 2024: TBA

Below are the cash back categories for 2023:

  • January-March 2023: Grocery Stores & Fitness Clubs & Gym Memberships (Ends 3/31/2023)
  • April-June 2023: Restaurants and Wholesale Clubs
  • July-September 2023: TBA
  • October-December 2023: TBA

Below are the cash back categories for 2022:

  • January-March 2022: Grocery Stores & Fitness Clubs & Gym Memberships (Ends 3/31/2022)
  • April-June 2022: Gas Stations and Target (Activation begins 2/1/2022)
  • July-September 2022: Restaurants and PayPal (Activation begins 5/1/2022)
  • October-December 2022: Amazon.com & Digital Wallets (Activation begins 8/1/2022)

Below are the cash back categories for 2021:

  • January-March 2021: Grocery Stores, Walgreens and CVS (Ends 3/31/2021)
  • April-June 2021: Gas Stations, Wholesale Clubs and Select Streaming Services (Activation begins 2/1/2021)
  • July-September 2021: Restaurants and PayPal (Activation begins 5/1/2021)
  • October-December 2021: Amazon.com, Walmart.com and Target.com (Activation begins 8/1/2021)

Below are 2020’s cash back categories:

  • January-March 2020: Grocery Stores, Walgreens and CVS (Ends 3/31/2020)
  • April-June 2020: Gas Stations, Uber, Lyft and Wholesale Clubs (Activation begins 2/1/2020)
  • July-September 2020: Restaurants and Paypal (Activation begins 5/1/2020)
  • October-December 2020: Amazon.com, Walmart.com and Target.com AND Best Buy (11/25/2020 through 12/31/2020)(Activation begins 8/1/2020)


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Bottom Line

If you don’t have the Discover It®, you might be excited to hear that it has 0% APR for 14 months on purchases, no annual fee, no fee for your first late payment, no over limit fee, no fee for payments by phone, and no foreign transaction fees.

In addition to these already great features, all eligible purchases made with your Discover card are protected for up to $500 during the first 90 days if they’re stolen or accidentally damaged.Learn more about this magnificent card in our Discover It review.

To learn more about the remaining quarters, view the:

  • Discover It First Quarter 5% Cash Back Categories
  • Discover It Third Quarter 5% Cash Back Categories
  • Discover It Fourth Quarter 5% Cash Back Categories
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PROMOTIONAL LINKOFFERREVIEW
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Chase College CheckingSM$100 CashReview
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SoFi Checking and Savings Account$325 CashReview
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Huntington Bank Unlimited Plus Business Checking$1,000 CashReview
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PSECU Checking $300 CashReview
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Axos Bank Basic Business Checking$400 CashReview
Axos Bank Business Interest Checking$400 CashReview
Business Premium Savings$375 CashReview
TradeStation $150 CashReview
Blue Federal Credit Union 15-Month CD5.25% APYReview
Western Alliance Bank High Yield Savings5.26% APYReview
CIT Bank Platinum Savings5.05% APYReview
Blue Federal Credit Union 9-Month No Penalty CD5.10% APYReview
Related posts:Citizens Community Federal Bank Business Real Rewards Card 2,500 Bonus Points + Unlimited 1.5X Rewar...Southwest Rapid Rewards® Premier Credit Card 50,000 Bonus PointsChoice Privileges Visa Signature Card 32,000 Bonus Points ($192 Value)Dedham Savings Bank Business Real Rewards Card 2,500 Bonus Rewards Points + 1.5% Cash Back
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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.
However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.
Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.
Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.

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