Financial Advices

Sep 27, 2024

How to Navigate a Changing Interest Rate Environment

Disclaimer: Information in the Business Financing Blog is provided for general information only, does not constitute financial advice, and does not necessarily describe Biz2Credit commercial financing products. In fact, information in the Business Financing Blog often covers financial products that Biz2Credit does not currently offer. Throughout the course of your small business, you will likely experience economic turbulence from time…

The Gig Economy: Managing Irregular Income

In recent years, the gig economy has experienced explosive growth, driven by technological advancements, an increasing desire for flexible work arrangements, and often remote work. Many individuals are now relying on freelance, contract, or part-time jobs to earn a living. While the gig economy offers numerous benefits such as autonomy, variety, and the potential for higher income, it also comes…

Wells Fargo Premier $2,500/$3,500 Bank or Investing Bonus (Requires $250k/$500k In Cash/Assets)

Update 9/25/24: Extended through 1/7/25 Offer at a glance Maximum bonus amount: $2,500/$3,500 Availability: Nationwide, branch visit required Direct deposit required: None Additional requirements: $250,000/$500,000 in deposits or investments transferred Hard/soft pull: Soft ChexSystems: Mixed reports, likely doesn’t pull Credit card funding: None Monthly fees: Avoidable Early account termination fee: None, don’t close account straight away please Household limit: None Expiration date: April 1, 2023 July 1st or 3rd,…

Axos Bank $375 Business Savings Bonus

Offer at a glance Maximum bonus amount: $375 Availability: Nationwide Deposit required: $30,000 APY: 4% APY Hard/soft pull: Soft pull ChexSystems: Yes Credit card funding: No Monthly fees: None Early account termination fee: $50, 180 days Household limit: None listed Expiration date: The Offer Direct link to offer Axos Bank is offering a business savings bonus of up to $375. Earn a $75 monthly bonus when you have…

Shopping Smart For Fall Decor

As the leaves turn colors of orange, red, gold, and the wind brings a chill in the air, it’s the perfect time to start thinking about how to bring the essence of fall into your home. Decorating for the season doesn’t mean you have to go into more credit card debt grabbing new fall decor. Shopping for budget friendly fall…

Plex Lifetime Pass For $96 With Promo Code FOREVERPRO

Update 9/22/24: New code FOREVERPRO. Hat tip to puzociv Update 9/18/23: New code ITSPROTIME. Update 5/22/23: Deal is back with POWERGEEK promo code. The Offer Direct link to offer Plex is offering a lifetime pass for $96. Must use promo code POWERGEEK The Fine Print This will only work for new users Our Verdict This has been as low as…

Should I Use My Credit Cards For Holiday Shopping?

The holiday season is fast approaching and people are beginning to prepare for gift shopping. Whether that be saving money and creating a budget, a lot are wondering if they could just place it on their credit cards. Well it heavily depends on your own financial situation if you can or can’t. It’ll boil down to if you have the…

[Targeted] AmEx Offer: Zappos, Spend $100+ & Receive $20 Statement Credit

Update 9/21/24: Deal is back and valid until October 31, 2024 The Offer No direct link, targeted offer Get a one-time $20 statement credit by using your enrolled card to spend a minimum of $100 in one or more transactions online at zappos.com by 6/8/2020 The Fine Print Excludes corporate gift card purchases Excludes Zappos For Good, Zappos.com Race Series,…

Fed Lowers Interest Rates, Here’s What It Means For You and Your Business

The Federal Reserve announced it will lower the effective funds rate by 50 basis points (0.50%). This officially ends an aggressive rate hike campaign that started in 2022 to quell inflation that at one point reached over 9%. Now that inflation is near the Fed’s 2% target, Fed Chair Jerome Powell announced the lowering of interest rates to stimulate economic…