Financial Advices

Sep 22, 2024

[Targeted] AmEx Offer: Zappos, Spend $100+ & Receive $20 Statement Credit

Update 9/21/24: Deal is back and valid until October 31, 2024 The Offer No direct link, targeted offer Get a one-time $20 statement credit by using your enrolled card to spend a minimum of $100 in one or more transactions online at zappos.com by 6/8/2020 The Fine Print Excludes corporate gift card purchases Excludes Zappos For Good, Zappos.com Race Series,…

Fed Lowers Interest Rates, Here’s What It Means For You and Your Business

The Federal Reserve announced it will lower the effective funds rate by 50 basis points (0.50%). This officially ends an aggressive rate hike campaign that started in 2022 to quell inflation that at one point reached over 9%. Now that inflation is near the Fed’s 2% target, Fed Chair Jerome Powell announced the lowering of interest rates to stimulate economic…

Retirement Planning For Young Adults: Are You on Track?

As you enter the workforce, retirement may not be the first thing on your mind with rent and student loan payments circling above your head, but it definitely shouldn’t be the last. It’s never too early for you to start planning for retirement. This phrase cannot be overstated. It is a fact that the earlier you start consistently saving, the…

Amazon Reloads & Giftcards Are Now Minimum $5 (Or $25)

Update 9/20/24: Some people see a minimum of $25 now. Update 5/29/24: Minimum amount is now $5 on both reloads and Amazon gift card purchases. You can find and share methods for small spend requirements in this post. Update 3/15/24: A lot of readers got back the $.50 minimum now. Others still have the $1 minimum. Original Post 11/13/23: Back…

Best Payment Processing Solutions for Small Businesses

Every small business has to get paid somehow. That’s the whole point of running a business, right? But a thrift store and an insurance company get paid in different ways. Retail outfits, like thrift stores, are just one of many types of businesses that need payment processing solutions. Payment processing for small businesses is an essential component of day-to-day operations,…

Bask Bank $200 Checking Bonus, Direct Deposit Not Required

Offer at a glance Maximum bonus amount: $200 Availability: Nationwide Direct deposit required: No Additional requirements: See below Hard/soft pull: Unknown ChexSystems: Unknown Credit card funding: Unknown Monthly fees: None Early account termination fee: None Household limit: None Expiration date: November 29, 2024 The Offer Direct link to offer Bask Bank is offering a $200 bonus when you open a new checking account. Bonus is broken down as follows:…

How to Negotiate Better Loan Terms for Your Business

Disclaimer: Information in the Business Financing Blog is provided for general information only, does not constitute financial advice, and does not necessarily describe Biz2Credit commercial financing products. In fact, information in the Business Financing Blog often covers financial products that Biz2Credit does not currently offer. If you’re new to small business loans, you might assume that the loan terms for…

Increased American Express Hilton Offers Coming Soon

A few days ago reddit user unsenburner156 saw increased offers on the Hilton cards via a targeted e-mail. Those same offers are now showing on the QWWW test website of American Express (this leaked the AmEx gold increased annual fee) and it’s expected that they will become publicly available soon. The offers are as follows: No AF: 100,000 points /…

Challenges and Solutions in Small Business Growth

Disclaimer: Information in the Business Financing Blog is provided for general information only, does not constitute financial advice, and does not necessarily describe Biz2Credit commercial financing products. In fact, information in the Business Financing Blog often covers financial products that Biz2Credit does not currently offer. All small business owners would love to grow their businesses quickly. However, small business growth…