Jul 14, 2024
Can I Be Chased for Debt After 10 Years in the UK?
Many people ask us about the length of time creditors can chase them for debt and whether they are no longer responsible after 10 years. However, there is no easy answer as it depends on several factors such as the creditor, whether legal action has been taken, your location, and if you have recently acknowledged the debt. This guide will…
Read moreJul 13, 2024
ARC Europe Ltd Debt Collection
Dealing with debt collection companies like ARC Europe Ltd can be daunting and intimidating for many people. It’s important to understand your rights when dealing with debt collectors and the best practices that can help you protect yourself from aggressive tactics. In this article, we will explore what steps you should take if you owe money to ARC Europe Ltd…
Read moreJul 12, 2024
Your Ultimate Guide to Managing Priority debts
If you owe unpaid taxes like VAT, National Insurance, and income tax, it is important to deal with them promptly. These debts are handled by Her Majesty’s Revenue and Customs (HMRC). These debts are labelled as ‘priority debts’, which means that failing to pay them could result in severe consequences such as court proceedings, involvement of bailiffs, and in rare…
Read moreJul 11, 2024
Shop Direct Finance Debt: A Handy Comprehensive Guide
Many people have taken out debt with Shop Direct Finance due to the popularity of their catalogues from associated retailers. If you are in this situation, know you are not the only one. For decades, this has been a common way to obtain items and pay in instalments. Many adults today have nostalgic memories of catalogue brands from their childhood.…
Read moreJul 10, 2024
Tips for Debt Management to stop the stress
Have you received a letter from enforcement agents regarding payment and are worried about them seizing your possessions? If so, the idea of them visiting your home may concern you and your family. It is a fact that more than 850,000 Brits have reported having a negative encounter with bailiffs. It is important to note that bailiffs have the authority…
Read moreJul 9, 2024
Getting a New Pet Without Going Into Debt
It’s national adopt a cat month! Bringing a furry friend into your home is an exciting and joyful experience. Whether you’re adopting a playful puppy or a cuddly kitten, this new addition will undoubtedly bring love and laughter into your life. However, the costs associated with pet ownership can quickly add up. From food and toys to veterinary care, the…
Read moreJul 9, 2024
6 Ways To Save Money While Saving The Environment
In today’s world, many of us want to find ways to balance our budget while also protecting the planet. Fortunately, there are plenty of strategies that can help you save money and contribute to environmental sustainability at the same time. As a non-profit credit counseling agency that really cares, we’re committed to helping you improve your financial situation while also…
Read moreMar 22, 2024
Is Saving 10 times Your Annual Income Enough for Retirement?
Embarking on the journey toward retirement often begins with the echoing question: How much money is enough to retire comfortably? This inquiry paves the way for financial planning and unravels the complexity of individual aspirations, lifestyle choices, and the inevitable uncertainty of future needs. The essence of retirement planning transcends mere savings; it’s about crafting a future that mirrors one’s…
Read moreMar 19, 2024
How Wealthy People Invest Their Money for High Returns
You may wonder how the rich keep their money and where they invest for high returns. While the lifestyles of the rich may appear out of reach for many, the strategies they employ to invest their money for high returns are often accessible to anyone willing to follow in their footsteps. The wealthy make strategic investments that help them grow…
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