Aug 21, 2024
How Credit Cards Become Debt Traps
It’s estimated that some 60 million American households regularly carry outstanding credit card balances. According to a WalletHub study, the average household’s credit card balance is $8,425. We know what this means: Carrying a balance (meaning you don’t pay off your total amount due every month) incurs interest (meaning you’re actually paying more than you owe on your card). But…
Read moreAug 21, 2024
Teaching Kids Financial Responsibility from a Young Age
As a parent preparing your children for the future, it is essential to incorporate financial literacy in your teachings. Instilling financial responsibility in children from a young age is more crucial than ever. Financial literacy is an essential life skill that empowers individuals to make informed and effective decisions with their money. By teaching kids about financial responsibility early on,…
Read moreAug 21, 2024
Creating a School Year Budget that Works for Your Family
As summer wraps up and the new school year approaches, it’s essential to start thinking about how to create a school year budget that works for your family. Whether you’re a seasoned parent or navigating the school system for the first time, budgeting for the school year can seem overwhelming. However, with a bit of planning and strategy, you can…
Read moreAug 21, 2024
Meal Planning on a Budget: Ways to Save on Groceries for Your Student’s Lunch
When trying to ensure that your student’s lunch is nutritious, delicious, and varied. However, with a little foresight and some clever strategies, you can save significantly on groceries while providing your child with meals that they’ll enjoy and that will keep them fueled throughout the school day. Here are some practical tips to help you get started. If you…
Read moreAug 21, 2024
Bilt Loses Hawaiian As Transfer Partner
Bilt has lost Hawaiian Airlines as a transfer partner, but is confident that the Alaska Airlines & Hawaiian merger will be approved (Bilt is a transfer partner of Alaska Airlines). Apparently this was the end of a three year deal that was signed and it didn’t make logistical sense to do a new deal. As our original 3-year agreement came…
Read moreAug 21, 2024
![[AL, FL, NJ, & NY Only] Valley National Bank $400 Checking Bonus](https://www.mycardopinions.com/wp-content/uploads/2024/08/AL-FL-NJ-NY-Only-Valley-National-Bank-400.png)
[AL, FL, NJ, & NY Only] Valley National Bank $400 Checking Bonus
Update 8/20/24: Had this listed as AL, CT, D.C., MD, VA, WV, FL, NJ, NY, and PA Only but this is actually AL, FL, NJ, & NY. Online opening actually works nationwide by the looks of things but chexsystems sensitive online so most will need to head to a branch to get approved. Offer at a glance The Offer Direct…
Read moreJul 20, 2024
What factors affect your credit score? Here’s what you need to know. | Credit-Score
No-one has a universal credit score. This means there’s no rulebook to tell you how many credit points are lost and won with everything you do financially. However, there are certain factors that will affect your credit score across the board. Let’s look into each one. Applying for credit Every time you make an application for credit, a credit application search…
Read moreJul 19, 2024
Understanding the Absence of a Credit Score | Credit-Score
If you find yourself without a credit score, there are several reasons why this might be the case. Understanding these can not only demystify the situation but also provide a pathway to building your credit from the ground up. What Exactly is a Credit Score? A credit score is a numerical value, typically up to 1000, that combines with your…
Read moreJul 18, 2024
DWP Overpayment Write Off Guide
Repaying benefit overpayments can be a stressful experience if you discover you have received them. Benefit overpayments are common, but it is often challenging to find clear information about the reasons The post DWP Overpayment Write Off Guide appeared first on Credit-Score - See the problems your credit score hides. Disclaimer: This story is auto-aggregated by a computer program and…
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