[MN] Expedition Credit Union $200 Checking Bonus

Update 1/11/25: Deal is back until 12/31/2025.Hat tip to reader Cookie Monster

Update 4/4/24: Apparently nationwide with a donation.

Update 2/18/24: Deal is back and valid until 12/31/24.Hat tip to Mrs.Gee

Update 1/21/24: Coupon offer valid through 1/31/24

Update 10/7/23: Deal is back until 12/31/23.

Offer at a glance

Maximum bonus amount: $200

Availability: Must live, work or worship in:

Anoka county

Dakota county

Hennepin county

Ramsey county

Washington county

Direct deposit required: Yes, two direct deposits

Additional requirements: None

Hard/soft pull: Hard pull

ChexSystems: Unknown

Credit card funding: Unknown

Monthly fees: None

Early account termination fee: Six months, bonus forfeit

Household limit: None listed

Expiration date: September 4, 2023

The Offer

Direct link to offer

Expedition Credit Union is offering a $200 checking bonus

Receive two direct deposits totaling $600+

The Fine Print

Receive a $200 Bonus upon opening a new Rewards Checking Account (either Cash Back Checking or High Yield Checking) between May 15, 2023 and September 4, 2023.

Offer not valid for those who have or had a checking account with Expedition Credit Union in the last twelve (12) months.

To qualify for the $200 offer, new checking account must receive two (2) automatic deposits from payroll, pension payment, social security, or other government payments from an outside employer or outside agency (branch deposits, Shared Branch deposits, bank-to-bank transfers, mobile deposits, ATM deposits, or person-to-person transactions do not qualify) totaling at least $600 within 120 days from account opening.

Account must remain open for six (6) months.

The $200 Bonus will be deposited into the Rewards Checking Account within 30 days after meeting the Automatic Deposit requirement.

Expedition reserves the right to terminate bonus payout if the qualifications are not met, the account is not in good standing, or if the account does not remain open for at least six (6) months.

Limit of one account per Member may be included in promotion.

The incentive is subject to federal and state tax requirements.

This offer is subject to end at Expedition’s discretion.

Membership Share with a minimum of $5 opening deposit required and Checking Account requires an additional minimum of $5 opening deposit.

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

Account must be kept open for six months otherwise bonus is forfeit.

Our Verdict

If anybody decides to sign up, please share if it’s a hard or soft pull to open.

Hat tip to Bockrr

Useful posts regarding bank bonuses:

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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.