[OK, AR, AZ, CO, KS, NM, TX & MO] Bank of Oklahoma $300 In Branch College Checking Bonus, Direct Deposit Not Required

This is actually available for all BOK Financial brands:

Hat tip to Pickle Rick

Offer at a glance

Maximum bonus amount: $300

Availability: OK only

Direct deposit required: No

Additional requirements:

Hard/soft pull: Soft pull

ChexSystems: Unknown

Credit card funding: Unknown

Monthly fees: None

Early account termination fee: Unknown

Household limit:None

Expiration date: March 31, 2025

The Offer

Direct link to offer

Bank of Oklahoma are offering a checking bonus of $300 to college students when they open a new access checking account and complete the following requirements:

email a photo of current college ID and new account number to [email protected] within 60 days of account opening

have an aggregate of at least $200 in aggregate deposits from any source/channel within the first 90 days of account opening; and

10 debit card transactions within the first 90 days of account opening

The Fine Print

Customer must present current and valid school ID from any college, university, or vocational school to qualify for the offer.Offer available to new customers only.

New customer is defined as individuals not listed as a primary accountholder on an existing checking account or checking account that has closed within the last 180 days.

One bonus per account.

The offer is $300 for an Access Checking account.Student must be listed as primary owner on the new checking account.

To receive the bonus with online account opening:

a) Open a new account online;

b) email a photo of current college ID and new account number to [email protected] within 60 days of account opening;

c) have an aggregate of at least $200 in aggregate deposits from any source/channel within the first 90 days of account opening; and

d) 10 debit card transactions within the first 90 days of account opening.

To receive the bonus with a banking center or phone (ExpressBank) account opening:

a) Open a new account either by visiting a banking center or by calling ExpressBank;

b) show proof of current enrollment in a college, university or vocational school; and

c) have an aggregate of at least $200 in aggregate deposits from any source/channel within the first 90 days of account opening; and

d) 10 debit card transactions within the first 90 days of account opening.

Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within the following 30 days.New accounts are subject to approval.

To receive the bonus, the qualifying account must be open at the time of payout.The bonus is considered interest and will be reported on IRS form 1099-INT.Offer ends on 3/31/2025.

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

Wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

Fantastic bonus, previous best was only $100.Shame it’s restricted to college students.

We will add this to our list of the best bank account bonuses.

Useful posts regarding bank bonuses:

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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.