[Targeted] Chase Offers/BofA: 5%-15% Back at Office Depot/Max

Update 11/14/24: New version with 15% back, up to $10 max cashback, valid through 11/30/24 (ht michikade)

Update 11/7/24: Deal is back through 11/30/24

The Offer

Some people are seeing a nice offer among their Chase Offers/BofA offers:

Get 5% or 10% back at Office Depot/Max, up to $5.50 or $11.

A number of banks use the same back end for these offers.This includes: Chase, Bank of America, Regions Bank, Suntrust Bank, BBVA, BB&T, PNC, Columbia Bank, Beneficial Bank, and Christian Community CU.You can read this post for more information.

Our Verdict

Not a huge discount, but might be useful if a gift card deal comes along.

Post History:

Update 10/13/24: Deal is back through 10/31/24

Update 8/29/24: New deal for 5% back ($18 maximum) or 10% back ($11 maximum).Valid until 9/28/2024.

Update 8/1/24: Deal is back until August 24, 2024.

$18 maximum cashback.

Update 2/18/24: Deal is back through 3/31/24 (ht GWBS)

Update 1/12/24: Deal is back through 2/17/24 (ht Celia and Northernva)

Update 11/27/23: Deal is back through 12/31/23

Update 9/1/23: Deal back through 9/30/23

Update 8/4/23: Deal is back and valid 8/31/2023

Update 7/8/23: Deal is back and valid until July 31, 2023

Update 6/2/23: Deal is back and valid until 6/30/23

Update 5/1/23: Deal is back for some people.Either it’s for 5% back or 10% back.Expires either 5/31/23 or 6/1/23.(ht Steve)

Update 4/3/23: Deal is back and valid until April 30, 2023.

Update 1/20/23: Deal is back and valid until 2/28/23.

Update 12/15/22: Back and extended through 1/15/23

Update 2/2/22: Deal is back for 10%, up to $11, valid through 12/31/22 (ht Steve)

Update 10/20/22: Deal is back for 10%, up to $11, valid through 11/29 (ht Steve); Update 8/24/22: More people seeing this offer, up to $11; Update 8/18/22: This is back at 10%, up to $8 (ht joremero); Update 7/26/22: More people are seeing this offer now, even on multiple Chase cards.

Some of the offers are for $11 max now, instead of the typical $8 max.Update 7/3/22: Deal is back and valid through August 15, 2022.Update 5/17/22: Deal is back and valid through ?; Update 4/1/22: Deal is back for 10% back at Office Depot/Max through April 30, 2022, up to $8 or $11; Update 3/19/22: Deal is back and valid until 3/24/22; Update 2/2/22: Deal is back again; Update 1/5/22: Offer is back through January 31, 2022 for 10% back, up to $8 cashback; Update 11/17/21: Offer is back through December 16.Some are seeing 10% back, up to $8; others are seeing 5% back, up to $7.50; Update 10/5/21: Offer is back through November 1, 2021.Hopefully we’ll get a Visa/MC deal to use this on before it expires.

Hat tip to pointschatter; Update 6/21/20: extended until June 24th, 2020.Hat tip to GC galore; Update 6/7/20: Extended to June 14, 2020.Hat tip to FM; Update 6/2/20: Now valid until June 7, 2020.Hat tip to GC Galore

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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.